Welcome to First Southern Powered by Community First! You can continue to bank at any First Southern location and login to your account with your username and password. Your login and account information have not changed. Learn more about the acquisition and what you can expect.
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Checking & Savings

We offer several options of personal checking and savings accounts. Learn more about everyday money solutions tailored to your life.

Checking 365
Man Writing a check
 

Checking 365 Account features and benefits include:

  • $100.00 opening minimum deposit
  • No monthly maintenance fee
  • No minimum monthly balance requirement
  • Unlimited check writing
  • No charge for online banking, 24-hour telephone banking
  • eStatements or paper statements




 
Your Choice Money Market
Man and Woman Reviewing Finances Smiling
 

Your Choice Money Market Account features & benefits include:

  • $2,000 minimum opening deposit
  • Interest bearing account with tiered variable rate
Certificates of Deposit/IRAs
Coins in a jar with new leaves growing out
 

Account features:

  • Minimum initial deposit is $500.00
  • Variety of terms on fixed market rate
  • Interest paid monthly, quarterly or at maturity of certificate
  • Penalty for early withdrawal



 
Health Savings
Person in Medical scrubs holding piggy bank

A Health Savings Account (HSA)** in conjunction with a High Deductible Health Plan (HDHP) is a new way to lower your health care costs. It's a tax advantage account that can be used to pay for the day-to-day eligible medical expenses. Your HSA is also an excellent way to save for retirement as the money in your account continues to grow tax free, year after year.

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Interest bearing with tiered variable rate

 
Passbook Savings
Couple with tablet smiling
 

Passbook Account features:

  • $50.00 minimum opening deposit
  • Interest bearing with variable rate




 
First Time Savings
Couple with child putting coins in bank
 

First Time Savings Account features:

  • Available to customers under 18 years of age
  • $5.00 minimum opening deposit
  • No quarterly maintenance fee
  • Interest bearing with variable rate


 

*ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of the branches and all other qualifying transaction criteria listed above is met during monthly statement cycle.

**Must have a High Deductible Health Plan (HDHP) to contribute.