Welcome to First Southern Powered by Community First! You can continue to bank at any First Southern location and login to your account with your username and password. Your login and account information have not changed. Learn more about the acquisition and what you can expect.
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Checking & Savings

We offer several options of personal checking and savings accounts. Learn more about everyday money solutions tailored to your life.

Checking 365
Man Writing a check
 

Checking 365 Account features and benefits include:

  • $100.00 opening minimum deposit
  • No monthly maintenance fee
  • No minimum monthly balance requirement
  • Unlimited check writing
  • No charge for online banking, 24-hour telephone banking
  • eStatements or paper statements




 
Your Choice Money Market
Man and Woman Reviewing Finances Smiling
 

Your Choice Money Market Account features & benefits include:

  • $2,000 minimum opening deposit
  • Interest bearing account with tiered variable rate
Certificates of Deposit/IRAs
Coins in a jar with new leaves growing out
 

Account features:

  • Minimum initial deposit is $500.00
  • Variety of terms on fixed market rate
  • Interest paid monthly, quarterly or at maturity of certificate
  • Penalty for early withdrawal



 
Health Savings
Person in Medical scrubs holding piggy bank

A Health Savings Account (HSA)* in conjunction with a High Deductible Health Plan (HDHP) is a new way to lower your health care costs. It's a tax advantage account that can be used to pay for the day-to-day eligible medical expenses. Your HSA is also an excellent way to save for retirement as the money in your account continues to grow tax free, year after year.

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Interest bearing with tiered variable rate
 

*Must have a High Deductible Health Plan (HDHP) to contribute.

Passbook Savings
Couple with tablet smiling
 

Passbook Account features:

  • $50.00 minimum opening deposit
  • Interest bearing with variable rate




 
First Time Savings
Couple with child putting coins in bank
 

First Time Savings Account features:

  • Available to customers under 18 years of age
  • $5.00 minimum opening deposit
  • No quarterly maintenance fee
  • Interest bearing with variable rate


 

* Advantage Checking - APY = Annual Percentage Yield. Rates may change without notice after the account is opened. Fees could reduce earnings. All offers may end at any time without notice. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Advantage Checking account pays interest on your entire checking account balance. You can also earn a premium interest rate on your first $1,000 when you make 10 or more debit card transactions each month and enroll in eStatements.

** Earn $200 for opening your first Community First checking account, completing deposits totaling $1,000 or more that post within the first 90 days of account opening, and making 10 or more qualifying debit card transactions that post within 90 days of account opening. $200 bonus will be credited to the eligible checking account on or around day 91-97 of account opening. When applying online, you must use code FREECHECK to be eligible for this offer. When applying in-person you must mention this offer at time of account opening to be eligible. Promotion is only applicable once per checking account and per member. Members with an existing personal checking account with Community First Credit Union or who have closed a checking account with Community First Credit Union previously are not eligible to participate. In order to receive the reward, the new checking account must remain open and in good standing with a balance ≥$0.01 until the reward is deposited. Reward forfeiture will occur if the checking account is closed prior to the reward being deposited, or the new checking account has a negative available balance at the time of qualification validation. All offers may end at any time without notice.